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Lindsay Whitt • Real Estate

201-249-1398

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    • Home
    • About
    • Service Areas
      • Arizona Lifestyle
      • City of Phoenix
      • Northeast Valley
      • Southeast Valley
    • Work with Lindsay
      • Buying a Home
      • Sell Your Home
      • Invest in Real Estate
      • Relocate to Arizona
      • Retire in Arizona
      • Industry Changes
      • Listings
      • Agents, Click Here!
      • Purchase Products
    • Blog
    • Giving back
    • Resources

201-249-1398

Lindsay Whitt • Real Estate

Signed in as:

filler@godaddy.com

  • Home
  • About
  • Service Areas
    • Arizona Lifestyle
    • City of Phoenix
    • Northeast Valley
    • Southeast Valley
  • Work with Lindsay
    • Buying a Home
    • Sell Your Home
    • Invest in Real Estate
    • Relocate to Arizona
    • Retire in Arizona
    • Industry Changes
    • Listings
    • Agents, Click Here!
    • Purchase Products
  • Blog
  • Giving back
  • Resources

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INVESTING

Well hello there! I'm Lindsay and I'm OBSESSED with

INVESTING!

Financial independence is the name of the game.  Personal finance, budgeting, investing, and retirement are the puzzle pieces.  As a mom, I'm also heavily focused on building generational wealth for my family.  I believe that real estate is an essential piece of a well diversified investment portfolio.

financial independence

What Does it Mean?

Lindsay defines Financial Independence as: work optional!  That means accumulating enough wealth so that your passive income, cashflow, and/or drawdown cover the cost of your annual expenses.

Know Your FI Number!

This is going to take some effort.  And remember, personal finance is personal!  But this should get you started:


1) Calculate your annual expenses.  Keep in mind some of today's expenses may not exist by the time you reach work optional status, (i.e. mortgage, students loans, etc.).  You'll likely need a budget or retroactive record keeping to determine your annual expenses.


2) Divide your annual expenses number by 4%.


        Example: Let's say you want $100k of annual income when you reach work optional status.

Type this into your calculator: 100,000 ÷ .04 = 2,500,000


So a $100,000 passive income requires $2.5M invested.

Make a Plan

Most people cannot save their way to financial independence.  Investing in a necessary way to ensure that your assets are growing, beating inflation, and stabilizing your net worth.  Set a goal, make a plan, and follow through until you reach work optional status!

Lindsay's Philosophy

There are many philosophies when it comes to investing in general, as well as the ways in which it applies to real estate.  Lindsay relies on a well-balanced investment portfolio to mitigate risk in any one asset class or sector.  Consider your risk tolerance, time-horizon, and investment philosophy when making investment decisions.

benefits of real estate investing

Tax Write Offs

Tax Write Offs

Tax Write Offs

Lower your taxable burden by writing off your business expenses.

Debt Pay Down

Tax Write Offs

Tax Write Offs

Someone else is paying down your debt (depending on your investment type.)

Appreciation

Tax Write Offs

Appreciation

Equity gained as a property's value increases naturally due to market forces.

Cash Flow

Tax Write Offs

Appreciation

Excess income after all of your expenses are covered.

Leverage

Intrinsic Value

Leverage

Utilize borrowed capital or debt in order to increase the potential return on an investment.

Control

Intrinsic Value

Leverage

Real estate may offer more flexibility and control of your assets than other investment options.

Depreciation

Intrinsic Value

Intrinsic Value

Lower your taxable basis by considering the useful life of a property and its contents.

Intrinsic Value

Intrinsic Value

Intrinsic Value

Feel like a badass.  Own a tangible asset that you can use.  Diversify your investment portfolio.

types of real estate investments

House Hacking

House Hacking

House Hacking

Utilizing primary residence financing to get into a property used for investment.  Boost this strategy by renting out rooms/units while you live there.

Rentals

House Hacking

House Hacking

Long term, medium term, and short term.  A tenant/guest stays in your property in exchange for rent/payment.  You become a landlord.

Flip

House Hacking

Wholesale

A short-term strategy involving purchasing a property under market value and forcing appreciation by renovating the home to its highest and best use.

Wholesale

House Hacking

Wholesale

A short-term strategy where an investor purchases a property and quickly find another party to take over their interest in that property.

Multifamily

Multifamily

Multifamily

Properties with anywhere from 2 units to large commercial deals with hundreds of units.  This strategy employs economies of scale.

Syndication

Multifamily

Multifamily

You contribute money to a pool, and in turn, have an equity ownership stake in the property/project.

REIT

Multifamily

REIT

Real Estate Investment Trusts.  You own a share of the company that owns the property.  Can be sold at any time on the stock exchange.

Land

Multifamily

REIT

Raw or vacant land can be purchased, held, sold, and/or improved upon.

Contact lindsay

Let's Get Diversifying!

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Phoenix, Arizona, United States

Lindsay Whitt Real Estate

Gilbert, Arizona

201-249-1398

Copyright © 2025 Lindsay Whitt Real Estate - All Rights Reserved.

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